Discover it® Student Cash Back Card

The Discover it® Student Cash Back Card is a perfect credit card for first-time applicants and students looking to build credit. As a $0 Annual Fee card with no foreign transaction fees, awesome cash back rewards, and late payment forgiveness, it’s a no brainer.


  • 5% rotating cash back rewards categories, double cash back during first year
  • $20 statement credit each year for “good grades” for up to five years (GPA 3.0 or better)
  • Late Payments don’t raise APR
  • No late fee on first late payment
  • No foreign transaction fees
  • Free FICO Credit Score every 30 days

Cash Back Rewards

The Student Cash Back card offers 5% Cash Back on rotating categories throughout the year, as well as 1% Cash Back on everything else. Additionally, any cashback rewards earned during the first year of account ownership will be doubled. You can only earn up to $75 cash back per quarter, but during the first year this limit is essentially $150 per quarter since your rewards will double at the end of the year.

2019 Discover it® Student Cash Back Rotating Categories:

  • January through March: 5% off Grocery Stores (excludes Walmart + Target)
  • April through June: 5% off Gas Stations, Uber and Lyft (Uber Eats counts, too!)
  • July through September: 5% off Restaurants and PayPal (online transactions count both through eBay and the PayPal website)
  • October through December: 5% off, Target and

Apply Now to get $50 Statement Credit⮞

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